A frog goes into a bank and asks to talk to someone about a loan. He is directed to the office of one Ms Patricia Black.
"How can I help you?" says Patti.
"I'd like to borrow $10,000," says the frog.
"I've never loaned money to a frog before," says Patti. "I'll have to speak with my supervisor." And off she went.
"What's being a frog got to do with anything?" says the supervisor. "What's important is if he has any collateral." Back Patti went to talk to the frog.
"I need to know what you have as collateral before I can approve your loan," Patti tells the frog.
The frog reaches into his backpack and pulls out a dusty old vase. "Will this do?" he asks.
"I'll have to check with my supervisor again," Patti says. Off she goes.
"Oh, for heaven's sake, " grumbled the supervisor. "It's a KNICKNACK, PATTI BLACK; give the FROG a LOAN!"
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